Enjoy the peace of mind that partnering with Elan brings including zero fraud liability,8 emergency card replacement, free credit score,9 and 24/7/365 U.S.-based customer service. Cards are managed in house to ensure quality throughout the card delivery process and are completely branded to represent your financial institution.  

EARN REWARDS

Visa® Everyday Rewards+

Unlimited points potential. Unrivaled reward options.

  • 4X points on dining takeout and food delivery 1,12
  • 2X points at grocery stores, grocery delivery, gas and EV charging stations, and streaming services
  • 1X points on all other eligible spend
  • No caps or limits on points earned
  • Redeem for merchandise, gift cards, travel, or cash back2

 

EARN CASH BACK

Visa® Max Cash Preferred

Cash back maximized — by categories you choose — to fit your life. 

  • 5% cash back on two categories you chose — first combined $2,000 spent each quarter3, 12
  • 2% unlimited cash back on one everday category of your choice each quarter
  • 1% unlimited cash back on all other eligible purchases
  • Redeem for cash back2

LOW INTRO RATE

Visa® Platinum

Save interest on balance transfers and purchases.

  • Save on interest with a great low introductory rate for an extended time12
  • Use for large purchases, unexpected expenses, or last-minute necessities
  • Transfer balances and pay down your other high-rate credit card balances faster

EARN REWARDS 

Visa® Travel Rewards+ 

Elevated travel and powered-up rewards. 

  • 4X points on travel, entertainment, and recreation purchases and at gas & EV charging stations4, 12
  • 1.5X points on all other eligible purchases 
  • No caps of limits on points earned
  • Redeem for merchandise, gift cards, travel, or cash back2

EARN REWARDS 

Visa® Reserve Rewards+ Card

Rich rewards on travel and more. 

  • 6X points on travel booked through the Rewards Center5, 12
  • 2X points on all other eligible purchases 
  • No caps or limits on points earned 
  • Up to $100 in statement credits for the TSA PreCheck® or Global Entry® application fee6
  • Redeem for merchandise, gift cards, travel, or cash back2

 

BUILD CREDIT & EARN REWARDS

Visa® Max Cash Secured

Earn cash back while working to build or improve your credit.7

  • 5% cash back on two categories you choose — first combined $2,000 spent each quarter3,12
  • 2% cashback on one everyday category of your choice each quarter
  • 1% cash back on all other eligible purchases
  • Redeem for cash back2

 

BUILD CREDIT

Secured Visa®

Designed to help you build credit and confidence. 

  • The convenience of a credit card while working to build or improve your credit7
  • Enjoy benefits like Online Account Access, account alerts, automatic bill pay, free credit score9 and more

 

BUILD CREDIT

Visa® College Real Rewards

Credit-building and spending security for students.

  • 1.5X points per $1 spent on all eligible purchases11.12
  • $25 awarded after first purchase10 — that’s 2,500 bonus rewards points
  • No caps or limits on points earned
  • Redeem for merchandise, gift cards, travel, or cash back2

Business credit card products

Our business product suite empowers business owners to choose the card that's right for their company, employees and long-term goals.  

Products at-a-glance

View a snapshot of our consumer and business products so you can easily compare offerings and benefits. 

Start a conversation

If you are interested in learning how Elan can help build your credit card program, we'd love to hear from you.

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  1. Visa® Everyday Rewards+ Card: You will earn 1 Point for every $1 in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn Points for the following: You will earn 3 Points for every $1 in eligible net purchases during each billing cycle at merchants classified as a restaurant, fast-food restaurantor bar. You will earn 1 Point for every $1 in eligible net purchases during each billing cycle at merchants classified as a gas station, electric vehicle charging station, grocery store, supermarket or qualifying streaming subscription service. Refer to program rules for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Points expire five years from the end of the quarter in which they are earned.

  2. Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption).

  3. Visa® Max Cash Preferred and Secured Cards: Cardmember must initially enroll into categories of their choice, orall net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cashback on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5%or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided inyour Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.

  4. You will earn 1.5 Points for every $1 in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn 2.5 Points (4 Points total) for every $1 in eligible net purchases during each billing cycle from merchants classified in qualifying travel (such as purchases made directly from airlines, hotels, car rentalcompanies, taxicabs, limousines, passenger trains and cruise line companies), gas station, electric vehicle charging station, entertainment, and recreation category codes. Merchants classified as Entertainment include: most cinemas, theme parks, concert venues, professional sports venues, and qualifying ticket sellers. Merchants classified as Recreation include: sports and recreation facilities that charge membership fees, sporting goods stores, public golf courses, fitness centers, dance studios and schools, and ongoing fitness subscriptions. Purchases from third parties and consultants at these locations may not qualify. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Points expire five years from the end of the quarter in which they are earned.

  5. You will earn 2 Points for every $1 in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn 4 Points (6 Points total) for every $1 in eligible net purchases spent on prepaid car rental, airline tickets and hotel reservations booked directly in the Rewards Center using your rewards credit card instead of Points. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Points expire five years from the end of the quarter in which they are earned.

  6. Certain terms, conditions and exclusions apply. You must complete either the Global Entry® and/or TSA PreCheck® application(s) and pay the application fee(s) with your Reserve Rewards+ Card. For complete details on the TSA PreCheck® program, including full terms and conditions, go to https://www.tsa.gov/precheck. The TSAPreCheck® trademark is used with the permission of the U.S. Department of Homeland Security. Upon approval, please refer to your Guide to Benefits for further details and full terms and conditions.

  7. Late payments or going over the credit limit may damage your credit history.

  8. Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

  9. Free credit score access is available through online account access only. The free VantageScore® Credit Score is for educational purposes only and is not used by Elan Financial Services to make credit decisions.

  10. Visa® College Real Rewards Card: First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

  11. Visa® College Real Rewards Card: You will earn 1.5 Points for every $1 in eligible net purchases charged to your Account during each billing cycle. Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

  12. The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

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Current API offerings subject to change. Reach out to your account executive to confirm the most up to date information.

The creditor and issuer of these credit cards is Elan Financial Services, pursuant to a license from Visa® U.S.A. Inc.