America’s leading agent credit card issuer since 1968

Elan partners with more than 1,300 financial institutions and has offered an outsourced partnership solution that provides institutions the ability to offer a competitive credit card program.

WHY ELAN?

Turnkey programs

Our approach ensures partners remain competitive, while growing their business with minimal risk, through delivery of our proven roadmap, the Elan Advantage.

Account Executive Teams
Client Resource Center
Underwriting
Online Account Access Tools
Digital Solutions

High-Impact Marketing Solutions
Training
Cardmember Service Team
Industry-Leading Fraud Detection Team
Branch Applications Affirmative Consent

LEARN MORE

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"We started partnering with Elan in 2010 and our partnership has been outstanding. It's been so great we decided to renew our contract until 2025."

Tami Gunsch

EVP, Retail Banking
Berkshire Bank

Partner Testimonial

Hear more about why Webster Bank values their strategic alliance with Elan.

Insourcing vs. Outsourcing

Considering an outsourced credit card solution for your financial institution?

Partner Testimonial

Hear more about how Berkshire Bank benefits from their partnership with Elan.

Meet the Team

Mitch Pangretic

Senior Vice President of Strategic Partnerships

Mitch is responsible for finding and creating the right strategic partnerships for the Elan business. He has significant business development experience within the industry including both American Express and Discover.

Chris Draack

National Sales Director

Chris has over twelve years of banking experience with a focus on building relationships in the payments arena. Tenure with Elan Financial Services has included time spent in product development and relationship management roles, with the past three years dedicated to business development.

Matt Carpenter

Senior Vice President, Market Director

Matt has spent the last 12 years working on Elan Financial Services business, serving in leadership roles within finance, business development and sales. He enjoys driving growth through partnership and working towards improving the best agent credit card program in the business.

John Owens

General Manager, Elan Credit Card

John Owens has 28 years of experience in the banking and insurance sectors of the financial services industry. John currently is the General Manager of the Elan Credit Card division of U.S. Bank, issuing and servicing credit card programs for over 1,300 financial institutions, representing $8B in balances. In previous roles at U.S. Bank, Mr. Owens managed the co-brand credit portfolio ($3B, 140 partners), the debit program (6th largest in the country) and launched the prepaid business at U.S. Bank ($1B in sales volume in 5 years, the largest prepaid portfolio in the US at the time). John has also directed the research and analysis of emerging payments for U.S. Bank. Prior to his tenure at U.S. Bank, he ran the merger and acquisitions group at ReliaStar, Inc. (now part of the ING Group).

OTHER ELAN SOLUTIONS

America’s leading agent credit card issuer since 1968

America’s leading agent credit card issuer since 1968

Elan partners with more than 1,300 financial institutions and has offered an outsourced partnership solution that provides institutions the ability to offer a competitive credit card program.

Turnkey programs

Contact Us

Tami Gunsch

Partner Testimonial

Insourcing vs. Outsourcing

Partner Testimonial

Meet the Team

Mitch Pangretic

Chris Draack

Matt Carpenter

John Owens