Get to know us

The turnkey Elan Credit Card solution offers our expertise and efficiencies while removing costs, reducing risks, and improving the cardholder experience.  

In a world of rapidly-changing digital technology, increasing compliance burdens, and competing rewards programs, more have turned to Elan to provide a comprehensive, cost-efficient credit card program for consumer and business accounts of all sizes.  

We are also deeply committed to the communities of the financial institutions we serve. Since it launched in 2022, the Elan Charitable Giving program has donated over $1.7 million to local nonporfits on behalf of our credit card partners.

To learn more about Elan, explore our digital brochure, view our FAQ, or get in touch. We look forward to meeting you.

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“Our number one goal is to deepen our relationships [with customers]. Elan helps us do that.  Our partnership with Elan is really an extension of our team.”

 — Heather Lashway, Berkshire Bank

Learn more about our partnership here

Explore more

Learn more about who Elan is through the words of our partners and our leaders. You can also view the latest announcements here

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The Elan Credit Card Program

View our digital brochure to learn more about our turnkey credit card program, merchant services, and more. 

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What Charitable Giving Means to Us

Hear from Elan employees on how the Elan Charitable Giving program and volunteering has made an impact on them. 

A brick building outdoors with some trees. The front of the building shows the Berkshire Bank logo.


Berkshire Bank Testimonial

Hear more about why Berkshire Bank benefits from their partnership with Elan Credit Card. 

Meet the team

John Owens wears a white shirt and dark blazer looking intently at the camera.

John Owens
General Manager, Elan Credit Card

John has over 30 years of experience in the financial services industry and is currently the General Manager of the Partner Credit Card division of U.S. Bank and President of Elan Credit Cards. In previous roles at U.S. Bank, Owens managed the debit program, launched the prepaid business, and directed the research and analysis of emerging payments. 

Matt Carpenter wears glasses, a white shirt, dark blazer and tie. He is smiling at the camera.

Matt Carpenter
Senior Vice President, Market Director

Matt has spent the last 25 years working on Elan Financial Services business, serving in leadership roles within finance, business development and strategy. He enjoys driving growth through partnership and working towards improving the best agent credit card program in the business.

Mitch Pangretic wears a white shirt and light grey blazer looking intently at the camera.

Mitch Pangretic
National Director, Elan Partnerships

Mitch is responsible for finding and creating the right strategic partnerships for the Elan business. He has significant business development experience within the industry including both American Express and Discover.

Chris Draack smiles at the camera wearing a dark blazer, buttoned shirt and striped tie.

Chris Draack
Director, Strategic Partnerships

Chris has over 20 years of banking experience including new partnership and business development, relationship management, and partner integration/optimization.  Chris oversees a tenured group of business development professionals focused on bringing the right new partnerships to the Elan Credit Card family. 

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Matt Good
Director, Regional Partnerships

Matt has 33 years of experience in the financial services industry with close to three decades focused in payments. He has served in a number of relationship management, sales and leadership positions both within the card issuing and acquisition industry.

Headshot  of Toby Mattson

Toby Mattson
Director, Community Partnerships

Toby has over 25 years of financial services experience including working for the Ohio Credit Union League, Corporate One FCU, American Share Insurance and managing an educational based credit union. His experience and knowledge of the credit union industry has led him to be a trusted business partner for credit union clients throughout the U.S. 

Start a conversation

If you are interested in learning how Elan can help build your credit card program, we'd love to hear from you.

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