Having a competitive credit card program requires dedicated staff and an ongoing investment in products, technology, marketing, and more.
Those increasing costs, the time commitment, and regulatory pressures have many leaders pivoting to the agent issuing model to ensure their customers have access to the products they need from the financial institution they trust.
Our credit card program wasn’t growing. We had a rewards program, but it was stagnant. We had to do something with it, but we didn’t have the expertise in-house. We wanted to turn it over to a good partner like Elan Credit Card, but still be involved.
Tom Lex, CEO, Heartland Credit Union
Elan partners benefit from a proven, holistic credit card program that focuses on the unique needs of each financial institution. Cardmembers benefit from a large product suite, robust rewards program, ever-evolving digital capabilities, and a dedicated fraud protection team.
Elan takes on compliance, regulatory requirements, technology, and product development, risk and more so you can focus on your customers.
Our 99.3% partner renewal rate reflects how valuable our program model, staff, technology, and products are to our partners and their cardmembers.
Learn more about how we can support your financial institution.
Whether through integration with digital wallets, enhanced fraud protection, or real-time issuance, virtual cards offer a compelling value proposition across generations and tech segments.
Elan partners benefit from the scale and ease-to-market ability of our ongoing investment in technology — at no cost. Here are a few of our recent enhancements.
If you are interested in learning how Elan can help build your credit card program, we'd love to hear from you.