REPORT | MAY 2025

Digital Payments Evolution: Virtual Cards Poised to Take Off

Security, convenience, and tech adoption are fueling virtual card growth. Financial institutions that align with evolving consumer behavior — especially around mobile wallets and one-time-use features — can usher in the next wave of digital payment innovation.

The cover of the report featuring a payment terminal and a cellphone. On the screen of the phone is a money sign and the icon for payments.

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