What does Elan do?
Elan provides a turnkey credit card program for banks and credit unions across the United States. The proven program allows financial institutions to offer a robust lineup of consumer and business credit cards without maintaining in-house infrastructure. Elan takes on the credit risk and program development to help our partners reduce operational burden while improving portfolio performance and cardmember loyalty.
What are the benefits of partnering with Elan?
Elan funds all aspects of the credit card program while you retain control and your brand remains at the forefront. Benefits of a partnership with Elan include:
- Minimized risk and reduced expenses
- The latest technology and a dedicated fraud team
- Robust product suite and rewards program
- Streamlined digital and direct mail marketing
- Strong underwriting methodology, processes, and tools
- Growing API library and extensive reporting
- Employee training and resources
Ready to grow your credit card program?
Discover how to reduce risk and increase performance with Elan as your partner.
Trusted by financial institutions nationwide
- 1,300 bank and credit union partners
- #1 agent credit card issuer in the U.S.
- 50+ years of expertise in credit card issuing serivces
- Proven track record in credit card portfolio management
Who we are
With more than five decades of experience in payments, Elan is a stable outsourced credit card issuing partner for banks and credit unions. Learn more about our leadership, commitment to our partners, and why they continue to choose us.
Insights, updates, and impact for financial institutions
Elan invests in thought leadership, shared insights, and community impact to help financial institutions stay ahead. Through research, expert resources, and charitable initiatives, we enable our partners to make informed decisions, strengthen strategy, and deliver meaningful value to the communities they serve.
Resource library
Access research, expert perspectives, and on‑demand webinars that help financial institutions anticipate market shifts, evaluate strategy, and strengthen cardmember engagement.
The latest news
Explore recent announcements, product innovations, industry events, and the ways Elan supports partners and their communities.
Community commitment
We’ve donated more than $2.5 million on behalf of our credit card partners, helping to make a meaningful impact in the communities they serve.