Elan Testimonial Video November 2025 (DESCRIPTION) Music fades in (DESCRIPTION) Elan Credit Card logo fades in over a white background. (SPEECH - RON AMSTUTZ): It's not just about who you're working with. It's giving back of your time, your money. I think it's part of what we call the right thing to do. (DESCRIPTION) Interview footage of Ron Amstutz. Onscreen text: “Ron Amstutz – Executive Vice President, Desert Financial Credit Union” (SPEECH - HEATHER SCHICK): For Manasquan Bank, community is more than just geography. It's about being deeply rooted in the neighborhoods that we serve by investing in the people and the businesses and the initiatives that help those communities thrive for generations to come. (DESCRIPTION) A series of still images showing Elan employees volunteering alongside Manasquan Bank employees at HorseSense Therapeutic Riding Center. Interview footage of Heather Schick. Onscreen text: “Heather Schick – Senior Vice President of Cash Management and Municipal Banking, Manasquan Bank” (SPEECH - RON AMSTUTZ): Desert financial has been here for 86 years, and we're definitely a part of this community, and we want the rest of the community to thrive as well. (DESCRIPTION) Interview footage of Ron Amstutz (SPEECH - PETER KLUKKEN): Community is about connection. It's about showing up for the people where they work, live and raise their families. (DESCRIPTION) A series of still images of Elan employees volunteering at Phoenix Children’s Hospital. They pack bags containing coloring books, crayons, and other items for children. (SPEECH - PETER KLUKKEN): At Elan, we're building financial tools and experiences to improve people's lives and power their potential in big and small ways every day. (DESCRIPTION) Interview footage of Peter Klukken. Onscreen text: “Peter Klukken – Senior Vice President, Head of Elan Financial Services” (SPEECH - HEATHER SCHICK): We had only offered commercial credit cards for a few years and it was a very pared down, small option. We were quite conservative with how we were doing things, and we decided that it was best to leave it to the professionals at Elan to help us with the credit card needs. (DESCRIPTION) Interview footage of Heather Schick (SPEECH - RON AMSTUTZ): We couldn't offer everything internally that our members were going to need. They've been here for more than 50 years in the payment industry, so we consider them the experts on that side. (DESCRIPTION) Interview footage of Ron Amstutz (SPEECH - PETER KLUKKEN): I'm inspired by the opportunity to make an impact. You know, whether it's helping a partner grow their program, enabling a small business to manage their cash flow, or seeing how our Charitable Giving program supports the community. (DESCRIPTION) Interview footage of Peter Klukken, Footage of an Elan employee putting together a birthday gift bag. (SPEECH - PETER KLUKKEN): The work we do at Elan goes beyond the card program, you know, and we're doing it in partnership with institutions that care deeply about their communities. And it's this sense of shared purpose that's energizing. (DESCRIPTION) A series of shots of Elan employees participating in volunteer events: writing cards, packing gift bags, bagging food, assisting students during an educational event. (SPEECH - HEATHER SCHICK): Partnering with Elan, it's been great because they have a much wider variety of products that we're able to offer our clients. And now it's not only specific for commercial clients were also able to assist our retail clients with their credit card needs. (DESCRIPTION) Interview footage of Heather Schick (SPEECH - RON AMSTUTZ): We saw that with making the change, our credit card balances and our members’ usage multiplied greatly from what they were doing just with us. (DESCRIPTION) Interview footage of Ron Amstutz (SPEECH - PETER KLUKKEN): Elan offers a full service, turnkey credit card program that enables partners to do what they do best service their members. We handle the infrastructure compliance and servicing while offering a wide range of customizable products that ensure our partners are competitive, We're not a vendor. We're a strategic ally. We bring decades of experience, expertise, capabilities and scale that deliver competitive programs to drive growth for the partner and bring more value for the member. (DESCRIPTION) Interview footage of Peter Klukken (SPEECH - HEATHER SCHICK): Elan is very much an extension of the Manasquan Bank team that helps us provide our clients with the best customer service available. (DESCRIPTION) Interview footage of Heather Schick (SPEECH - RON AMSTUTZ): Our members gained access to an industry-leading credit card product and, you know, we gained a partner that’s helping us support our community and our members. (DESCRIPTION) Interview footage of Ron Amstutz. Footage of an Elan employee load a bag of school supplies into the trunk of a car. Footage of an Elan employee filling a box with school supplies. (SPEECH - PETER KLUKKEN): The Elan credit card program is successful because of the invaluable dedication of our credit card partners. Their success is our success. Elan is incredibly grateful for our partnerships. We look forward to continuing to deliver exceptional card member experiences and reaching new milestones together. (DESCRIPTION) Peter Klukken speaking direct-to-camera (DESCRIPTION) Music concludes and fades out. (DESCRIPTION) Screen fades to white. The Elan Credit Card logo fades in over the white background