(SPEECH) Music playing (DESCRIPTION) Elan logo animates onscreen (SPEECH) Webster and Elan partnered just over three years ago. And the purpose for us partnering with one another was so we could offer the products and services that our customers demand. (DESCRIPTION) Footage of Webster Bank employees working. (SPEECH) One of the main reasons for us making the transition to Elan was the fact that we would be able to service our consumers (DESCRIPTION) Interview footage of Ryan Weeks, SVP, Director of Payments & Lending (SPEECH) from college and student to mass affluent. From a business perspective, we could offer them products with rewards or low rates to help them finance and manage their cash flow better. (DESCRIPTION) Footage of diverse group of people looking to camera, close up footage of credit card brochure. (SPEECH) And we also added a complete commercial product suite, which allows us to have a purchasing card and a true corporate card for our customer base. (DESCRIPTION) Interview footage of Ryan Weeks, close-up footage of Webster credit cards. (SPEECH) The corporate products that were offered help us service our entire commercial portfolio. The three cards that we have, our community card, our company card, and our purchasing card help us cover our governments, our municipalities, our non for profits, and our true middle market commercial customers. (DESCRIPTION) Interview footage of Ryan Weeks, footage of bank employees working (SPEECH) We've been successful utilizing all the marketing channels that Elan has provided to us in this partnership, we heavily utilize our direct mail channel, our call center, the internet and our banking centers to also sell the suite of Elan credit card products to our consumers and our business customers. (DESCRIPTION) Close up footage of marketing materials, footage of Service Center, interview footage of Ryan Weeks (SPEECH) We also have the benefit of Elan's technology to be able in all three of those channels to provide our customers with an instant decision, which is a phenomenal customer experience. (DESCRIPTION) Interview footage of Ryan Weeks (SPEECH) The Client Resource Center allows our bankers to not only train themselves to learn more about the product (DESCRIPTION) Screenshot of Client Resource Center homepage (SPEECH) and the suite of products that we have for our consumers and our business customers. But it is also the one stop shop for our bankers to be able to submit applications (DESCRIPTION) Interview footage of Ryan Weeks (SPEECH) get instant decisions to our customers for those applications, and also to work directly with Elan's credit underwriting team on any of our customers and questions that Elan may have about our customers. (DESCRIPTION) Footage of Webster Bank employees at a meeting. (SPEECH) The CRC program allows us to take payments in our branches for our customers. So when they're in our banking centers, transacting (DESCRIPTION) Interview footage of Ryan Weeks. (SPEECH) it's one additional product now that we can service all their needs. (DESCRIPTION) Footage of Webster Bank, poster on wall reads “Living Up To You, It's a promise to our customers and each other.” (SPEECH) We are able to pull reports on a daily, monthly or yearly basis that show us (DESCRIPTION) Interview footage of Ryan Weeks (SPEECH) the performance to date of our portfolio and our program. The ability to have a broader array of products that Elan provides us has really been part of the success that we've seen with the credit card program, the products that we are now providing resonate so strongly with our customers and the choices that we give them meet just about every one of their needs. (DESCRIPTION) Footage of Ryan working at his desk, talking with Webster Bank employees, close up footage of Webster credit cards. (SPEECH) Based on how Elan has performed today. They have instilled a level of confidence in all of our bankers, that they will treat our customers no different than we do. (DESCRIPTION) Interview footage of Ryan Weeks (SPEECH) The Elan team flew to our locations, trained our trainers, trained our people and ensured that they had the tools and resources necessary to be comfortable in selling the entire product suite to our customer base. Webster Bank's partnership with Elan has gone well beyond our original expectations. (DESCRIPTION) Footage of Webster Bank employees working, talking, walking down hallway (SPEECH) Elan takes partnership to a whole new level and is fully embedded themselves in our living up to you philosophy. (DESCRIPTION) Interview footage of Ryan Weeks, close up footage of poster that reads, “Living Up To You” (SPEECH) Music playing (DESCRIPTION) Elan logo animates onscreen