Debit Processing
Rely on the debit card program of choice.
Elan has helped 1,500 FIs and over 20 million cardholders leverage the benefits debit cards offer. These days, to remain competitive in EFT solutions it’s essential to have a debit card program you can count on. Our proven programs support both consumer and business cards through all stages, from daily card issuance and portfolio management to marketing and daily settlement. Elan helps you attract and satisfy cardholders, avoid fraud – and ultimately deliver profits.
- Gateways to all major national and regional networks, including both Visa and MasterCard
- Both PIN and signature transactions options
- Innovative products like MasterCard PayPass, Near Field Communication (NFC) Stickers and Card Personalization
- Links to most core banking platforms ensure an easy integration into most current processes
- Core processing links can be quickly built when one doesn’t already exist
- Guidance from experienced staff ensures a smooth conversion and reliable project support
- Real-time adjustment processing and settlement help you get your money sooner and with greater accuracy
- Network connectivity and authorization processing options give your cardholders immediate access to their cash at virtually any POS terminal
- Comprehensive and integrated real time fraud products
- A layered security approach covers card issuance and activity
- A neural network provides complete protection from card authentication checks to transaction monitoring
- Simple, affordable, turnkey marketing and reward program solutions help maximize your debit card program’s potential
- Reward programs can help you increase card usage and build cardholder loyalty
- 2009 quarterly promotions increased signature transaction volume nearly 90% for all participating institutions